Top SBA lenders in Guam

Name: SBA lenders in Guam
Creator: US Lender Metrics

SBA 7(a) and 504 loans approved for Guam businesses, October 2021 to June 30, 2026 (fiscal 2022 to date) · Updated October 15, 2026

SBA loans approved

$11.0M

Total approved

$100,000

Median 7(a) loan

Lenders active

From out-of-state lenders

35 SBA loans worth $11.0M went to Guam businesses between October 2021 and June 2026, from 4 lenders. Coast360 FCU made the most 7(a) loans, 21 or 64% of the state's total, and the ten most active lenders made 100%. The median 7(a) loan was $100,000, below the national median of $158,000. Health care and social assistance was the most financed industry, at 23% of loans.

Most active SBA 7(a) lenders in Guam

#	Lender	Loans	Approved	Median loan	To startups	Most common borrower
1	Coast360 FCU Credit union · Maite, GU	21	$4.9M	$50,000	43%	Retail
2	Bank of Guam Bank · Hagatna, GU	11	$3.7M	$150,000	27%	Health care and social assistance
3	Bank of Hawaii Bank · Honolulu, HI	1	$100K	$100,000	100%	Health care and social assistance

Ranked by number of 7(a) loans approved for Guam businesses since October 2021. "To startups" is the share of those loans to businesses under two years old or not yet open.

Who leads at each loan size

Under $150,000

23 loans · 70% of the state's 7(a) loans

Coast360 FCU17
Bank of Guam5
Bank of Hawaii1

$150,000 to $500,000

6 loans · 18% of the state's 7(a) loans

$500,000 to $2 million

3 loans · 9% of the state's 7(a) loans

Bank of Guam3

$2 million and up

1 loans · 3% of the state's 7(a) loans

Coast360 FCU1

A lender that does mostly $50,000 Express loans is a poor fit for a $2 million acquisition, and the reverse. Match the lender to your loan size.

Top SBA 504 lenders (certified development companies)

#	Certified development company	Loans	SBA portion approved	Median
1	HEDCO Local Development Honolulu, HI	2	$2.3M	$1,168,000

504 loans finance real estate and heavy equipment. The development company funds up to 40% of the project, a bank usually funds 50%, and the borrower puts in about 10%.

SBA loans by industry in Guam

Industry	Loans	Share	Median loan	Most active lender
Health care and social assistance	8	23%	$172,500	Coast360 FCU
Retail	8	23%	$90,000	Coast360 FCU
Restaurants and hotels	6	17%	$75,000	Coast360 FCU
Other services (repair, personal care)	3	9%	$50,000	Coast360 FCU
Real estate and rental	2	6%	$108,650	Bank of Guam
Transportation and warehousing	2	6%	$1,165,500	HEDCO Local Development
Manufacturing	2	6%	$47,500	Coast360 FCU
Construction	1	3%	$50,000	Coast360 FCU
Arts, entertainment and recreation	1	3%	$133,200	Bank of Guam
Professional and technical services	1	3%	$25,000	Coast360 FCU
Wholesale trade	1	3%	$200,000	Coast360 FCU

SBA loans per fiscal year in Guam

7(a) and 504 loans combined. The SBA fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.

Cities with the most SBA loans

City	Loans	Approved	Median loan	Most active lender

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Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.