690 SBA loans worth $331.3M went to District of Columbia businesses between October 2021 and June 2026, from 91 lenders. Manufacturers and Traders Trust made the most 7(a) loans, 149 or 23% of the state's total, and the ten most active lenders made 63%. The median 7(a) loan was $187,500, above the national median of $158,000. Professional and technical services was the most financed industry, at 20% of loans. Annual loan count rose 45% from fiscal 2023 to fiscal 2025.
| # | Lender | Loans | Approved | Median loan | To startups | Most common borrower |
|---|---|---|---|---|---|---|
| 1 | Manufacturers and Traders Trust Bank · Buffalo, NY | 149 | $22.9M | $60,000 | 32% | Restaurants and hotels |
| 2 | TD Bank Bank · Wilmington, DE | 59 | $15.6M | $50,000 | 34% | Retail |
| 3 | Newtek Bank Bank · Miami, FL | 53 | $27.2M | $350,000 | 15% | Professional and technical services |
| 4 | Readycap Lending Non-bank lender · Berkeley Heights, NJ | 31 | $10.4M | $130,000 | 16% | Professional and technical services |
| 5 | Huntington National Bank Bank · Columbus, OH | 28 | $11.1M | $350,000 | 18% | Retail |
| 6 | Northeast Bank Bank · Portland, ME | 28 | $4.9M | $100,000 | 7% | Other services (repair, personal care) |
| 7 | Hanmi Bank Bank · Los Angeles, CA | 21 | $15.2M | $630,000 | 10% | Retail |
| 8 | PNC Bank Bank · Wilmington, DE | 17 | $1.7M | $50,000 | 47% | Professional and technical services |
| 9 | Bank of America Bank · Charlotte, NC | 13 | $3.7M | $200,000 | 23% | Professional and technical services |
| 10 | Wells Fargo Bank Bank · Sioux Falls, SD | 13 | $2.6M | $15,000 | 92% | Retail |
| 11 | Fulton Bank Bank · Lancaster, PA | 11 | $4.8M | $400,000 | 27% | Restaurants and hotels |
| 12 | Celtic Bank Bank · Salt Lake City, UT | 11 | $4.0M | $150,000 | 9% | Professional and technical services |
| 13 | Lendistry SBLC Non-bank lender · Los Angeles, CA | 11 | $2.3M | $150,000 | 0% | Health care and social assistance |
| 14 | Wilmington Savings Fund Society FSB Bank · Wilmington, DE | 10 | $6.7M | $500,000 | 70% | Restaurants and hotels |
| 15 | Newtek Small Business Finance Non-bank lender · Lake Success, NY | 8 | $5.9M | $872,500 | 12% | Professional and technical services |
| 16 | JPMorgan Chase Bank Bank · Columbus, OH | 8 | $1.8M | $225,000 | 12% | Construction |
| 17 | BayFirst National Bank Bank · St. Petersburg, FL | 8 | $1.1M | $150,000 | 12% | Information and media |
| 18 | CDC Small Business Finance Non-bank lender · San Diego, CA | 8 | $871K | $102,500 | 88% | Professional and technical services |
| 19 | Beacon Bank and Trust Bank · Boston, MA | 7 | $12.7M | $1,488,000 | 57% | Restaurants and hotels |
| 20 | Industrial Bank Bank · Washington, DC | 7 | $6.8M | $929,300 | 100% | Restaurants and hotels |
| 21 | Colony Bank Bank · Fitzgerald, GA | 7 | $3.9M | $350,000 | 29% | Retail |
| 22 | Bank of Clarke Bank · Berryville, VA | 6 | $5.3M | $759,500 | 83% | Restaurants and hotels |
| 23 | EagleBank Bank · Bethesda, MD | 6 | $2.4M | $307,500 | 83% | Restaurants and hotels |
| 24 | United Midwest Savings Bank Bank · Degraff, OH | 6 | $1.1M | $150,000 | 100% | Administrative and support services |
| 25 | First Bank of the Lake Bank · Osage Beach, MO | 5 | $5.9M | $869,500 | 80% | Restaurants and hotels |
| # | Certified development company | Loans | SBA portion approved | Median |
|---|---|---|---|---|
| 1 | Business Finance Group Fairfax, VA | 12 | $13.2M | $1,029,000 |
| 2 | Rappahannock Economic Development Fredericksburg, VA | 10 | $11.5M | $963,000 |
| 3 | Chesapeake Business Finance Bethesda, MD | 8 | $7.7M | $819,500 |
| 4 | 504 Capital Chesapeake, VA | 2 | $6.6M | $3,292,000 |
| Industry | Loans | Share | Median loan | Most active lender |
|---|---|---|---|---|
| Professional and technical services | 139 | $150,000 | Manufacturers and Traders Trust | |
| Restaurants and hotels | 131 | $328,000 | Manufacturers and Traders Trust | |
| Retail | 121 | $350,000 | Manufacturers and Traders Trust | |
| Health care and social assistance | 72 | $177,500 | Manufacturers and Traders Trust | |
| Other services (repair, personal care) | 64 | $196,500 | Manufacturers and Traders Trust | |
| Construction | 38 | $200,000 | Manufacturers and Traders Trust | |
| Administrative and support services | 25 | $150,000 | Manufacturers and Traders Trust | |
| Education | 23 | $100,000 | Manufacturers and Traders Trust | |
| Manufacturing | 20 | $182,500 | Manufacturers and Traders Trust | |
| Information and media | 15 | $83,500 | Manufacturers and Traders Trust | |
| Real estate and rental | 14 | $100,000 | TD Bank | |
| Finance and insurance | 10 | $121,500 | TD Bank |
| City | Loans | Approved | Median loan | Most active lender |
|---|---|---|---|---|
| Washington | 687 | $327.8M | $200,000 | Manufacturers and Traders Trust |
1 District of Columbia cities and suburbs with at least 25 SBA loans since October 2021. Search any zip code at the top of the page.