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Non-bank lender · Berkeley Heights, NJ

Readycap Lending: SBA lending profile

Readycap Lending, LLC · SBA 7(a) loans, October 2021 to June 30, 2026 · Updated October 15, 2026
9,681
SBA loans approved
$3.5B
Total approved
$104,000
Median loan
51
States lent in
15%
To startups
#7
National rank by loans

Readycap Lending approved 9,681 SBA loans worth $3.5B between October 2021 and June 2026, ranking #7 of 2,283 SBA lenders nationally by loan count. Its median loan was $104,000, and 15% went to startups or businesses under two years old. It lent in 51 states, most often in California, and its most financed industry was professional and technical services.

SBA loans per fiscal year

01,3332,6674,000FY14: 8 loansFY14FY15: 24 loansFY15FY16: 97 loansFY16FY17: 139 loansFY17FY18: 234 loansFY18FY19: 215 loansFY19FY20: 216 loansFY20FY21: 489 loansFY21FY22: 807 loansFY22FY23: 999 loansFY23FY24: 3,571 loansFY243,571FY25: 3,137 loansFY25FY26 (Oct to Jun): 1,167 loansFY261,167
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.

Where Readycap Lending lends

StateLoansApprovedMedian loanRank in state
California1,451$539.4M$113,600#8
Florida1,242$348.7M$100,000#7
Texas880$401.7M$104,500#5
New York807$269.4M$290,500#7
Georgia429$142.4M$67,500#5
New Jersey339$118.4M$240,000#7
North Carolina297$81.7M$50,000#6
Washington291$307.5M$375,000#6
Illinois269$74.4M$50,000#10
Colorado257$104.5M$118,600#9
Virginia232$58.4M$67,500#6
Pennsylvania223$63.0M$50,000#13
Maryland210$71.9M$104,250#5
Arizona193$74.2M$150,000#11
Michigan190$55.6M$102,000#9

Industries Readycap Lending finances

IndustryLoansShareMedian loan
Professional and technical services1,663
17%
$53,500
Construction1,136
12%
$139,250
Retail1,119
12%
$205,000
Other services (repair, personal care)1,107
11%
$50,000
Health care and social assistance992
10%
$77,000
Restaurants and hotels926
10%
$305,000
Administrative and support services509
5%
$103,500
Manufacturing429
4%
$81,000
Arts, entertainment and recreation331
3%
$50,000
Finance and insurance274
3%
$101,750
Loan size mix
  • Under $150,00054%
  • $150,000 to $500,00024%
  • $500,000 to $2 million18%
  • $2 million and up4%
Loan programs used
  • Preferred Lender (PLP)99%
  • Standard 7(a)0%
  • SBA Express0%
  • International Trade Loans0%
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.