26,568 SBA loans worth $15.5B went to Florida businesses between October 2021 and June 2026, from 349 lenders. TD Bank made the most 7(a) loans, 3,067 or 13% of the state's total, and the ten most active lenders made 58%. The median 7(a) loan was $210,000, above the national median of $158,000. Construction was the most financed industry, at 13% of loans. Annual loan count rose 34% from fiscal 2023 to fiscal 2025.
| # | Lender | Loans | Approved | Median loan | To startups | Most common borrower |
|---|---|---|---|---|---|---|
| 1 | TD Bank Bank · Wilmington, DE | 3,067 | $452.8M | $55,000 | 24% | Construction |
| 2 | Newtek Bank Bank · Miami, FL | 1,920 | $757.1M | $200,000 | 20% | Professional and technical services |
| 3 | Huntington National Bank Bank · Columbus, OH | 1,659 | $657.5M | $250,000 | 61% | Restaurants and hotels |
| 4 | Northeast Bank Bank · Portland, ME | 1,288 | $207.0M | $125,000 | 11% | Construction |
| 5 | Readycap Lending Non-bank lender · Berkeley Heights, NJ | 1,242 | $348.7M | $100,000 | 13% | Professional and technical services |
| 6 | BayFirst National Bank Bank · St. Petersburg, FL | 1,098 | $302.8M | $150,000 | 6% | Construction |
| 7 | Wells Fargo Bank Bank · Sioux Falls, SD | 1,017 | $135.5M | $15,000 | 93% | Transportation and warehousing |
| 8 | JPMorgan Chase Bank Bank · Columbus, OH | 848 | $178.1M | $180,000 | 6% | Construction |
| 9 | Bank of America Bank · Charlotte, NC | 841 | $371.8M | $300,000 | 12% | Construction |
| 10 | Live Oak Banking Bank · Wilmington, NC | 655 | $858.6M | $634,000 | 25% | Health care and social assistance |
| 11 | SouthState Bank Bank · Winter Haven, FL | 457 | $207.9M | $250,000 | 16% | Professional and technical services |
| 12 | United Midwest Savings Bank Bank · Degraff, OH | 415 | $138.4M | $150,000 | 79% | Administrative and support services |
| 13 | Celtic Bank Bank · Salt Lake City, UT | 379 | $157.9M | $150,000 | 14% | Health care and social assistance |
| 14 | Newtek Small Business Finance Non-bank lender · Lake Success, NY | 364 | $223.5M | $300,000 | 24% | Professional and technical services |
| 15 | Lendistry SBLC Non-bank lender · Los Angeles, CA | 297 | $58.5M | $150,000 | 0% | Professional and technical services |
| 16 | First Internet Bank of Indiana Bank · Fishers, IN | 280 | $396.9M | $922,000 | 37% | Construction |
| 17 | First Bank of the Lake Bank · Osage Beach, MO | 259 | $208.7M | $350,000 | 65% | Construction |
| 18 | Fifth Third Bank Bank · Cincinnati, OH | 227 | $143.5M | $150,000 | 37% | Health care and social assistance |
| 19 | PNC Bank Bank · Wilmington, DE | 171 | $47.5M | $50,000 | 31% | Construction |
| 20 | Regions Bank Bank · Birmingham, AL | 164 | $131.6M | $399,150 | 22% | Health care and social assistance |
| 21 | Harvest Small Business Finance Non-bank lender · Laguna Hills, CA | 150 | $127.6M | $643,250 | 29% | Retail |
| 22 | Paradise Bank Bank · Boca Raton, FL | 145 | $212.5M | $900,000 | 27% | Other services (repair, personal care) |
| 23 | CenTrust Bank, A Division of SmartBiz Bank Bank · Northbrook, IL | 142 | $27.8M | $150,000 | 1% | Construction |
| 24 | Valley National Bank Bank · Passaic, NJ | 141 | $165.6M | $720,000 | 52% | Restaurants and hotels |
| 25 | Hancock Whitney Bank Bank · Gulfport, MS | 140 | $74.5M | $345,000 | 63% | Health care and social assistance |
| # | Certified development company | Loans | SBA portion approved | Median |
|---|---|---|---|---|
| 1 | Florida Business Development Tampa, FL | 1,548 | $1.5B | $633,000 |
| 2 | Florida First Capital Finance Corporation Tallahassee, FL | 1,420 | $1.6B | $753,000 |
| 3 | Sunshine State Economic Development Clearwater, FL | 182 | $170.3M | $604,500 |
| 4 | Independent Development Services Fort Myers, FL | 25 | $48.8M | $1,407,000 |
| 5 | Certified Development Corporation of South Carolina Columbia, SC | 3 | $5.3M | $2,255,000 |
| 6 | Small Business Growth Springfield, IL | 3 | $5.6M | $2,046,000 |
| 7 | Southern Development Council Mountain Brook, AL | 3 | $2.8M | $1,168,000 |
| 8 | Growth Capital Cleveland, OH | 1 | $1.9M | $1,867,000 |
| 9 | Business Finance Capital Los Angeles, CA | 1 | $1.7M | $1,658,000 |
| 10 | Small Business Access Partners Gainesville, GA | 1 | $5.0M | $5,000,000 |
| Industry | Loans | Share | Median loan | Most active lender |
|---|---|---|---|---|
| Construction | 3,532 | $241,350 | TD Bank | |
| Health care and social assistance | 3,076 | $350,000 | Florida Business Development | |
| Professional and technical services | 3,033 | $175,000 | TD Bank | |
| Restaurants and hotels | 2,662 | $479,000 | Huntington National Bank | |
| Retail | 2,584 | $250,000 | TD Bank | |
| Other services (repair, personal care) | 2,579 | $224,000 | TD Bank | |
| Wholesale trade | 1,743 | $250,000 | TD Bank | |
| Administrative and support services | 1,673 | $200,000 | TD Bank | |
| Manufacturing | 1,425 | $350,000 | TD Bank | |
| Transportation and warehousing | 1,174 | $150,000 | TD Bank | |
| Arts, entertainment and recreation | 870 | $350,000 | Huntington National Bank | |
| Real estate and rental | 722 | $200,000 | TD Bank |
| City | Loans | Approved | Median loan | Most active lender |
|---|---|---|---|---|
| Miami | 3,915 | $1.8B | $200,000 | TD Bank |
| Fort Lauderdale | 1,463 | $780.8M | $200,000 | TD Bank |
| Orlando | 1,362 | $805.2M | $250,000 | TD Bank |
| Tampa | 1,259 | $781.0M | $325,000 | Florida Business Development |
| Jacksonville | 857 | $578.6M | $312,000 | Florida First Capital Finance Corporation |
| Pompano Beach | 726 | $382.8M | $243,000 | TD Bank |
| Hialeah | 674 | $326.9M | $163,500 | TD Bank |
| Hollywood | 617 | $272.6M | $150,000 | TD Bank |
| West Palm Beach | 603 | $362.1M | $250,000 | TD Bank |
| Sarasota | 495 | $382.5M | $388,000 | Huntington National Bank |
| St. Petersburg | 491 | $302.8M | $323,000 | Florida Business Development |
| Boca Raton | 454 | $252.2M | $224,000 | TD Bank |
| Naples | 396 | $242.8M | $299,000 | Huntington National Bank |
| Fort Myers | 373 | $342.5M | $388,000 | Huntington National Bank |
| Kissimmee | 307 | $162.4M | $150,000 | TD Bank |
152 Florida cities and suburbs with at least 25 SBA loans since October 2021. Search any zip code at the top of the page.