24,017 SBA loans worth $17.7B went to Texas businesses between October 2021 and June 2026, from 469 lenders. Huntington National Bank made the most 7(a) loans, 2,213 or 10% of the state's total, and the ten most active lenders made 45%. The median 7(a) loan was $298,800, above the national median of $158,000. Restaurants and hotels was the most financed industry, at 14% of loans. Annual loan count rose 52% from fiscal 2023 to fiscal 2025.
| # | Lender | Loans | Approved | Median loan | To startups | Most common borrower |
|---|---|---|---|---|---|---|
| 1 | Huntington National Bank Bank · Columbus, OH | 2,213 | $1.0B | $270,000 | 68% | Restaurants and hotels |
| 2 | Newtek Bank Bank · Miami, FL | 1,341 | $553.7M | $200,000 | 19% | Professional and technical services |
| 3 | Northeast Bank Bank · Portland, ME | 1,213 | $189.4M | $122,500 | 13% | Construction |
| 4 | Wells Fargo Bank Bank · Sioux Falls, SD | 1,066 | $246.7M | $15,000 | 87% | Transportation and warehousing |
| 5 | Readycap Lending Non-bank lender · Berkeley Heights, NJ | 880 | $401.7M | $104,500 | 21% | Professional and technical services |
| 6 | JPMorgan Chase Bank Bank · Columbus, OH | 844 | $247.0M | $200,000 | 11% | Construction |
| 7 | BayFirst National Bank Bank · St. Petersburg, FL | 821 | $143.2M | $150,000 | 3% | Professional and technical services |
| 8 | Live Oak Banking Bank · Wilmington, NC | 810 | $1.2B | $795,000 | 29% | Health care and social assistance |
| 9 | Zions Bank, A Division of Bank · Salt Lake City, UT | 533 | $145.2M | $145,000 | 38% | Construction |
| 10 | United Midwest Savings Bank Bank · Degraff, OH | 453 | $128.5M | $150,000 | 86% | Construction |
| 11 | Celtic Bank Bank · Salt Lake City, UT | 437 | $285.9M | $150,000 | 24% | Retail |
| 12 | Fifth Third Bank Bank · Cincinnati, OH | 387 | $248.3M | $250,000 | 16% | Construction |
| 13 | Frost Bank Bank · San Antonio, TX | 366 | $229.8M | $347,850 | 65% | Restaurants and hotels |
| 14 | Bank of America Bank · Charlotte, NC | 362 | $213.1M | $396,900 | 20% | Professional and technical services |
| 15 | PlainsCapital Bank Bank · University Park, TX | 343 | $136.9M | $100,000 | 44% | Health care and social assistance |
| 16 | Wallis Bank Bank · Wallis, TX | 314 | $450.6M | $500,000 | 66% | Retail |
| 17 | First Bank of the Lake Bank · Osage Beach, MO | 304 | $233.7M | $335,350 | 71% | Other services (repair, personal care) |
| 18 | Lendistry SBLC Non-bank lender · Los Angeles, CA | 299 | $70.8M | $150,000 | 2% | Transportation and warehousing |
| 19 | Newtek Small Business Finance Non-bank lender · Lake Success, NY | 248 | $177.9M | $298,500 | 24% | Construction |
| 20 | First Internet Bank of Indiana Bank · Fishers, IN | 222 | $266.6M | $775,500 | 50% | Construction |
| 21 | PNC Bank Bank · Wilmington, DE | 216 | $90.8M | $70,000 | 35% | Construction |
| 22 | SouthState Bank Bank · Winter Haven, FL | 209 | $144.8M | $323,200 | 27% | Health care and social assistance |
| 23 | PeopleFund Non-bank lender · Austin, TX | 207 | $32.7M | $129,400 | 71% | Restaurants and hotels |
| 24 | LiftFund Non-bank lender · San Antonio, TX | 177 | $28.5M | $142,200 | 67% | Restaurants and hotels |
| 25 | Byline Bank Bank · Chicago, IL | 172 | $204.0M | $867,500 | 49% | Other services (repair, personal care) |
| # | Certified development company | Loans | SBA portion approved | Median |
|---|---|---|---|---|
| 1 | Capital Certified Development Austin, TX | 600 | $949.6M | $1,124,500 |
| 2 | LiftFund San Antonio, TX | 224 | $315.6M | $1,057,500 |
| 3 | North Texas Certified Development Plano, TX | 177 | $247.3M | $1,095,000 |
| 4 | Greater East Texas Certified Development Tyler, TX | 157 | $281.9M | $1,274,000 |
| 5 | Community Certified Development Houston, TX | 73 | $105.7M | $1,127,000 |
| 6 | Texas Certified Development Company Austin, TX | 65 | $94.8M | $990,000 |
| 7 | Caprock Business Finance Corporation Lubbock, TX | 51 | $48.3M | $684,000 |
| 8 | Alliance Lending Fort Worth, TX | 29 | $32.7M | $841,000 |
| 9 | PeopleFund Austin, TX | 28 | $36.2M | $1,191,000 |
| 10 | Lone Star State Capital Houston, TX | 27 | $33.8M | $997,000 |
| Industry | Loans | Share | Median loan | Most active lender |
|---|---|---|---|---|
| Restaurants and hotels | 3,478 | $520,550 | Huntington National Bank | |
| Health care and social assistance | 2,862 | $350,000 | Huntington National Bank | |
| Retail | 2,740 | $382,250 | Huntington National Bank | |
| Other services (repair, personal care) | 2,611 | $314,500 | Huntington National Bank | |
| Construction | 2,529 | $200,700 | Huntington National Bank | |
| Professional and technical services | 2,223 | $210,000 | Newtek Bank | |
| Administrative and support services | 1,255 | $209,000 | Huntington National Bank | |
| Manufacturing | 1,255 | $355,000 | Huntington National Bank | |
| Arts, entertainment and recreation | 1,090 | $363,750 | Huntington National Bank | |
| Wholesale trade | 983 | $350,000 | Newtek Bank | |
| Transportation and warehousing | 950 | $150,000 | Wells Fargo Bank | |
| Education | 511 | $259,200 | Huntington National Bank |
| City | Loans | Approved | Median loan | Most active lender |
|---|---|---|---|---|
| Houston | 2,645 | $2.0B | $300,000 | Huntington National Bank |
| Austin | 1,485 | $981.4M | $340,200 | Huntington National Bank |
| Dallas | 1,405 | $1.0B | $350,000 | Huntington National Bank |
| San Antonio | 1,228 | $771.6M | $277,000 | Huntington National Bank |
| Fort Worth | 752 | $604.4M | $366,650 | Huntington National Bank |
| Katy | 502 | $330.6M | $294,950 | Huntington National Bank |
| Plano | 448 | $325.1M | $337,250 | Huntington National Bank |
| El Paso | 432 | $210.4M | $227,900 | Wells Fargo Bank |
| Spring | 413 | $279.7M | $281,000 | Huntington National Bank |
| Frisco | 407 | $247.1M | $350,000 | Huntington National Bank |
| Mckinney | 391 | $281.0M | $320,700 | Huntington National Bank |
| Arlington | 300 | $218.4M | $325,000 | Northeast Bank |
| Cypress | 290 | $187.0M | $309,500 | Huntington National Bank |
| Irving | 236 | $185.3M | $350,000 | Huntington National Bank |
| Round Rock | 219 | $133.0M | $275,000 | Huntington National Bank |
147 Texas cities and suburbs with at least 25 SBA loans since October 2021. Search any zip code at the top of the page.