2,210 SBA loans worth $1.2B went to Kansas businesses between October 2021 and June 2026, from 206 lenders. Emprise Bank made the most 7(a) loans, 132 or 6% of the state's total, and the ten most active lenders made 39%. The median 7(a) loan was $200,000, above the national median of $158,000. Restaurants and hotels was the most financed industry, at 13% of loans. Annual loan count rose 15% from fiscal 2023 to fiscal 2025.
| # | Lender | Loans | Approved | Median loan | To startups | Most common borrower |
|---|---|---|---|---|---|---|
| 1 | Emprise Bank Bank · Wichita, KS | 132 | $51.1M | $213,450 | 33% | Health care and social assistance |
| 2 | U.S. Bank Bank · Cincinnati, OH | 110 | $18.0M | $37,050 | 41% | Construction |
| 3 | Huntington National Bank Bank · Columbus, OH | 82 | $28.0M | $220,000 | 70% | Health care and social assistance |
| 4 | Bank of Hays Bank · Hays, KS | 80 | $20.7M | $89,250 | 26% | Construction |
| 5 | Northeast Bank Bank · Portland, ME | 78 | $11.0M | $101,800 | 17% | Construction |
| 6 | Equity Bank Bank · Andover, KS | 67 | $40.0M | $273,000 | 48% | Manufacturing |
| 7 | Commerce Bank Bank · Kansas City, MO | 63 | $13.8M | $64,000 | 44% | Administrative and support services |
| 8 | Newtek Bank Bank · Miami, FL | 61 | $27.8M | $225,000 | 26% | Professional and technical services |
| 9 | OakStar Bank Bank · Springfield, MO | 60 | $68.6M | $730,800 | 32% | Retail |
| 10 | INTRUST Bank Bank · Wichita, KS | 57 | $22.9M | $250,000 | 35% | Other services (repair, personal care) |
| 11 | Readycap Lending Non-bank lender · Berkeley Heights, NJ | 50 | $11.1M | $50,000 | 18% | Health care and social assistance |
| 12 | BayFirst National Bank Bank · St. Petersburg, FL | 49 | $7.4M | $150,000 | 2% | Construction |
| 13 | Community National Bank & Trust Bank · Chanute, KS | 48 | $15.5M | $145,000 | 35% | Retail |
| 14 | Small Business Bank Bank · Lenexa, KS | 48 | $12.0M | $141,000 | 40% | Transportation and warehousing |
| 15 | Live Oak Banking Bank · Wilmington, NC | 44 | $59.8M | $785,000 | 30% | Health care and social assistance |
| 16 | Dream First Bank Bank · Syracuse, KS | 40 | $21.5M | $252,500 | 50% | Restaurants and hotels |
| 17 | UMB Bank Bank · Kansas City, MO | 38 | $19.2M | $346,000 | 32% | Restaurants and hotels |
| 18 | Celtic Bank Bank · Salt Lake City, UT | 35 | $23.9M | $150,000 | 29% | Retail |
| 19 | United Midwest Savings Bank Bank · Degraff, OH | 31 | $4.8M | $150,000 | 87% | Construction |
| 20 | Fidelity Bank Bank · Wichita, KS | 30 | $22.1M | $442,500 | 40% | Manufacturing |
| 21 | First Bank of the Lake Bank · Osage Beach, MO | 29 | $28.2M | $475,000 | 59% | Restaurants and hotels |
| 22 | CommunityAmerica Federal Credit Union Credit union · Lenexa, KS | 27 | $16.8M | $500,000 | 30% | Other services (repair, personal care) |
| 23 | Farmers Bank and Trust Bank · Great Bend, KS | 26 | $3.4M | $103,550 | 58% | Transportation and warehousing |
| 24 | Wells Fargo Bank Bank · Sioux Falls, SD | 25 | $13.5M | $450,100 | 92% | Construction |
| 25 | Kendall Bank Bank · Overland Park, KS | 24 | $14.5M | $398,550 | 33% | Construction |
| # | Certified development company | Loans | SBA portion approved | Median |
|---|---|---|---|---|
| 1 | Rural Missouri Jefferson City, MO | 57 | $63.6M | $760,000 |
| 2 | Wakarusa Valley Development Lawrence, KS | 34 | $20.8M | $437,500 |
| 3 | Heartland Business Capital Overland Park, KS | 29 | $26.2M | $701,000 |
| 4 | Frontier Financial Partners Emporia, KS | 29 | $37.0M | $779,000 |
| 5 | South Central Kansas Economic Development District Wichita, KS | 15 | $8.3M | $413,000 |
| 6 | Enterprise Development Columbia, MO | 1 | $2.8M | $2,836,000 |
| Industry | Loans | Share | Median loan | Most active lender |
|---|---|---|---|---|
| Restaurants and hotels | 293 | $489,500 | Emprise Bank | |
| Health care and social assistance | 260 | $252,500 | Emprise Bank | |
| Retail | 251 | $200,000 | OakStar Bank | |
| Construction | 249 | $150,000 | U.S. Bank | |
| Other services (repair, personal care) | 232 | $222,650 | Emprise Bank | |
| Professional and technical services | 183 | $200,000 | U.S. Bank | |
| Manufacturing | 162 | $350,000 | Equity Bank | |
| Administrative and support services | 132 | $171,850 | Emprise Bank | |
| Arts, entertainment and recreation | 100 | $252,400 | Huntington National Bank | |
| Wholesale trade | 79 | $250,000 | Equity Bank | |
| Transportation and warehousing | 71 | $105,000 | Farmers Bank and Trust | |
| Real estate and rental | 64 | $203,650 | Bank Five Nine |
| City | Loans | Approved | Median loan | Most active lender |
|---|---|---|---|---|
| Wichita | 344 | $213.3M | $299,200 | Emprise Bank |
| Overland Park | 305 | $178.7M | $300,000 | OakStar Bank |
| Olathe | 118 | $77.8M | $320,000 | U.S. Bank |
| Lenexa | 115 | $84.2M | $350,000 | Heartland Business Capital |
| Kansas City | 89 | $63.2M | $250,000 | U.S. Bank |
| Lawrence | 80 | $41.3M | $254,500 | Wakarusa Valley Development |
| Topeka | 80 | $33.3M | $255,050 | Silver Lake Bank |
| Leawood | 79 | $32.9M | $230,000 | First National Bank of Omaha |
| Shawnee | 61 | $24.3M | $204,000 | U.S. Bank |
| Hays | 58 | $17.7M | $75,000 | Bank of Hays |
| Manhattan | 40 | $16.0M | $189,600 | Community First National Bank |
| Mission | 37 | $18.2M | $150,000 | Huntington National Bank |
| Prairie Village | 29 | $11.2M | $150,000 | Commerce Bank |
| Garden City | 28 | $16.1M | $143,650 | Dream First Bank |
| Derby | 26 | $10.1M | $165,300 | Northeast Bank |
16 Kansas cities and suburbs with at least 25 SBA loans since October 2021. Search any zip code at the top of the page.