1,690 SBA loans worth $850.3M went to Nebraska businesses between October 2021 and June 2026, from 148 lenders. Union Bank and Trust made the most 7(a) loans, 241 or 16% of the state's total, and the ten most active lenders made 55%. The median 7(a) loan was $167,600, above the national median of $158,000. Construction was the most financed industry, at 15% of loans. Annual loan count rose 10% from fiscal 2023 to fiscal 2025.
| # | Lender | Loans | Approved | Median loan | To startups | Most common borrower |
|---|---|---|---|---|---|---|
| 1 | Union Bank and Trust Bank · Lincoln, NE | 241 | $90.9M | $200,000 | 39% | Construction |
| 2 | First State Bank Nebraska Bank · Lincoln, NE | 123 | $45.2M | $128,200 | 55% | Retail |
| 3 | U.S. Bank Bank · Cincinnati, OH | 111 | $7.1M | $26,000 | 41% | Construction |
| 4 | Huntington National Bank Bank · Columbus, OH | 60 | $23.3M | $256,000 | 48% | Health care and social assistance |
| 5 | First National Bank of Omaha Bank · Omaha, NE | 56 | $15.0M | $172,500 | 48% | Retail |
| 6 | Emprise Bank Bank · Wichita, KS | 50 | $32.4M | $362,100 | 24% | Construction |
| 7 | Associated Bank Bank · Green Bay, WI | 50 | $21.7M | $260,000 | 58% | Health care and social assistance |
| 8 | Wells Fargo Bank Bank · Sioux Falls, SD | 46 | $19.3M | $20,000 | 83% | Health care and social assistance |
| 9 | Northeast Bank Bank · Portland, ME | 45 | $8.3M | $157,500 | 7% | Construction |
| 10 | Readycap Lending Non-bank lender · Berkeley Heights, NJ | 44 | $14.0M | $50,000 | 9% | Construction |
| 11 | BayFirst National Bank Bank · St. Petersburg, FL | 39 | $7.0M | $150,000 | 0% | Construction |
| 12 | Cornhusker Bank Bank · Lincoln, NE | 30 | $9.8M | $335,050 | 20% | Health care and social assistance |
| 13 | Newtek Bank Bank · Miami, FL | 27 | $11.8M | $200,000 | 15% | Other services (repair, personal care) |
| 14 | Hershey Bank Bank · Hershey, NE | 26 | $13.8M | $92,200 | 54% | Transportation and warehousing |
| 15 | Midwest Bank Bank · Pierce, NE | 26 | $8.4M | $187,000 | 38% | Other services (repair, personal care) |
| 16 | Arbor Bank Bank · Nebraska City, NE | 26 | $5.6M | $124,250 | 69% | Construction |
| 17 | Live Oak Banking Bank · Wilmington, NC | 21 | $29.7M | $1,110,000 | 14% | Health care and social assistance |
| 18 | Celtic Bank Bank · Salt Lake City, UT | 21 | $10.1M | $150,000 | 14% | Health care and social assistance |
| 19 | Northwest Bank Bank · Spencer, IA | 20 | $8.8M | $150,000 | 55% | Construction |
| 20 | Custer Federal State Bank Bank · Broken Bow, NE | 17 | $3.4M | $100,000 | 47% | Other services (repair, personal care) |
| 21 | United Midwest Savings Bank Bank · Degraff, OH | 15 | $2.8M | $150,000 | 80% | Construction |
| 22 | Western Nebraska Bank Bank · Curtis, NE | 15 | $1.3M | $50,000 | 40% | Agriculture, forestry and fishing |
| 23 | First Interstate Bank Bank · Billings, MT | 12 | $11.7M | $326,750 | 33% | Manufacturing |
| 24 | Platte Valley Bank Bank · Scottsbluff, NE | 11 | $4.4M | $209,000 | 73% | Professional and technical services |
| 25 | Dundee Bank Bank · Omaha, NE | 11 | $2.6M | $140,000 | 64% | Restaurants and hotels |
| # | Certified development company | Loans | SBA portion approved | Median |
|---|---|---|---|---|
| 1 | Nebraska Economic Development Lincoln, NE | 181 | $189.5M | $739,000 |
| 2 | Community Development Resources Lincoln, NE | 4 | $4.2M | $1,071,000 |
| 3 | Dakota Business Finance Sioux Falls, SD | 1 | $643K | $643,000 |
| 4 | Frontier Financial Partners Emporia, KS | 1 | $1.0M | $1,019,000 |
| 5 | North Texas Certified Development Plano, TX | 1 | $1.1M | $1,128,000 |
| 6 | Siouxland Economic Development Sioux City, IA | 1 | $557K | $557,000 |
| 7 | South Dakota Development Sioux Falls, SD | 1 | $3.2M | $3,185,000 |
| Industry | Loans | Share | Median loan | Most active lender |
|---|---|---|---|---|
| Construction | 254 | $150,000 | U.S. Bank | |
| Health care and social assistance | 199 | $322,000 | Nebraska Economic Development | |
| Restaurants and hotels | 195 | $350,000 | Union Bank and Trust | |
| Other services (repair, personal care) | 190 | $194,350 | Nebraska Economic Development | |
| Retail | 169 | $160,000 | Union Bank and Trust | |
| Professional and technical services | 118 | $150,000 | Union Bank and Trust | |
| Administrative and support services | 108 | $200,000 | Union Bank and Trust | |
| Manufacturing | 99 | $320,000 | Union Bank and Trust | |
| Arts, entertainment and recreation | 71 | $200,000 | Union Bank and Trust | |
| Wholesale trade | 63 | $326,500 | First State Bank Nebraska | |
| Transportation and warehousing | 59 | $149,400 | First State Bank Nebraska | |
| Real estate and rental | 42 | $322,500 | Union Bank and Trust |
| City | Loans | Approved | Median loan | Most active lender |
|---|---|---|---|---|
| Omaha | 519 | $260.6M | $223,000 | Union Bank and Trust |
| Lincoln | 346 | $154.0M | $200,000 | Union Bank and Trust |
| Elkhorn | 59 | $33.1M | $282,000 | Union Bank and Trust |
| Papillion | 58 | $31.4M | $316,000 | Emprise Bank |
| North Platte | 43 | $21.3M | $120,000 | Hershey Bank |
| Bellevue | 42 | $24.3M | $150,000 | Union Bank and Trust |
| Kearney | 34 | $15.9M | $320,500 | Nebraska Economic Development |
| Grand Island | 32 | $15.4M | $257,500 | Nebraska Economic Development |
| Columbus | 29 | $28.2M | $413,000 | Nebraska Economic Development |
| Fremont | 28 | $21.1M | $219,500 | Nebraska Economic Development |
| Gretna | 24 | $10.0M | $282,000 | Associated Bank |
| La Vista | 22 | $14.7M | $242,850 | Nebraska Economic Development |
| York | 20 | $18.7M | $275,150 | Midwest Bank |
| Beatrice | 17 | $7.5M | $225,000 | First State Bank Nebraska |
| Norfolk | 17 | $12.5M | $202,100 | Midwest Bank |
10 Nebraska cities and suburbs with at least 25 SBA loans since October 2021. Search any zip code at the top of the page.